Frequently Asked Questions
What types of business funding are available?
PCG Capital provides access to a variety of financing solutions, including working capital, business lines of credit, equipment financing, term loans, invoice factoring, revenue-based financing, and government contract financing. Programs are available for businesses across many industries and stages of growth.
How quickly can I receive funding?
Many financing programs provide initial decisions within 24 to 48 hours, and some funding solutions can close in as little as a few business days. Funding timelines vary based on the program, lender requirements, and the complexity of the request.
Do I need perfect credit to qualify?
Not necessarily. While some programs offer better terms for borrowers with strong credit profiles, many financing options consider factors such as business revenue, cash flow, time in business, collateral, and overall business performance—not just credit scores.
What types of real estate financing do you offer?
We provide access to a wide range of investment property financing solutions, including DSCR loans, bridge loans, fix-and-flip financing, ground-up construction loans, multifamily financing, commercial real estate loans, and private money programs.
Can I qualify without providing personal income documentation?
Yes. Many investor-focused programs, such as DSCR and certain private lending options, may allow qualification based on property cash flow, rental income, or asset value rather than traditional personal income documentation.
How quickly can an investment property loan close?
Closing timelines vary by program, but many bridge loans, fix-and-flip loans, and private money transactions can close significantly faster than traditional financing. Some programs may close in as little as 7 to 14 business days depending on the transaction and documentation requirements.